HNI Services refers to High Net worth Individuals which means that they are a person or a family who have liquid assets that are above a certain figure which is not a precise number. If we talk about India, there are individuals who have a surplus in the range of 25 lacs to 2 crore rupees which is investible. All such people are known to be the emerging HNI’s but if in case they have an investable capital which is even more than 2 Crores, then they are known as HNI.